Homeowner’s Insurance is arguably one of the most important insurance policies you can purchase. Not only does it cover your property, but it also covers liability issues. Because of the wide scope of coverage provided by a homeowner’s policy, it is difficult to own a home without one.

Under a homeowner’s policy, your property is protected against what is called events of “peril.” Such events can be fires, theft, vandalism, etc. The liability coverage in these policies generally covers legal responsibility for incidents that may occur on your property. Incidents are usually defined as any injury and/or property damage that may occur at your home.

Usually the only exceptions to coverage on a homeowner’s policy are for floods, earthquakes, damages due to poor maintenance. However, there are comprehensive supplemental policies that you can add to your homeowner’s policies to protect you from floods and earthquakes.

Nobody plans to get hurt or sick. They don't intend on having to pay for high medical bills, expensive doctor visits, surgical procedures or pricey prescriptions. Even though you cannot foresee an illness or accident, a Health insurance plan through The Sewell Insurance Agency will be there to help you if something unfortunate occurs.

If you worry that paying for the care that an illness or accident requires will bankrupt you, The Sewell Insurance Agency wants you to know that a good insurance policy will make paying for necessary medical care less painful. In your search for Health insurance coverage, our agency will provide you with the answers and advice you need. Whether you’re looking for individual coverage, group coverage for a business, long term care, or any other type of health insurance, we will help design an insurance program that works for you.

We want to be your agent of choice, and hopefully when you take this first simple step, it will be the beginning of a long and beneficial partnership. We offer competitive rates and discounts, plus maximum benefits and top-notch service.

You may find it helpful to have a copy of your current auto insurance policy nearby when filling out the short Get A Free Quote form. It will make the process easier for you, and will insure that your comparisons are accurate. All rate quotes depend on the accuracy of the details that you provide in the form. Not all coverage and limits are the same or appropriate for everyone. We consider each policyholder unique, so the more accurate your input, the better and faster we can fulfill your needs.

Question Why does the Get A Free Quote Form ask for my email address?

Answer: Your email address allows our agent to respond quickly and specifically to your inquiry. We consider each policyholder as a unique customer, and we want to respond as quickly as possible. We take your inquiry very seriously.

Businesses of every size and type are exposed to unique and inherent risks. Accidents occurring in the workplace are common and no business is immune to the dangers presented at a job site. Although accidents are inevitable, you can purchase insurance protection for every risk your operation may encounter. It only takes one accident or lawsuit to put you out of business.

Whether you are a contracting business, a member of the service industry, a wholesale distribution center, or an information technology firm, your company’s assets will be covered. We offer products that will protect every aspect of your business.

Coverage types:

• General Liability
• Professional Liability/Errors and Omissions
• Workers Compensation
• Commercial Property
• Commercial Auto
• Business Owners Policy.